Colorado 2025 Bills

Uniform Antitrust Pre-Merger Notification Update

HB 26-1427 updates Colorado's laws related to antitrust by aligning them with recent federal guidelines. This means that when large companies want to merge or acquire each other, they must now file a special form with the state attorney general within one business day after filing it with the federal government. The bill also ensures that the state attorney general keeps sensitive information confidential and destroys documents after 120 days unless needed for legal reasons. Since the bill has been signed into law, these new rules are now in effect to help regulate big business mergers more efficiently and protect consumer interests.

Last action: 2026-04-30 · House

Uniform Mortgage Modification Act

HB 26-1089, also known as the Uniform Mortgage Modification Act, makes it easier for homeowners in Colorado to modify their mortgage terms without losing any legal protections or priority over their property. This means that if a homeowner needs to change the terms of their loan (like lowering monthly payments), the modification won't affect how the mortgage is prioritized against other claims on the property or reduce the security of the loan for the lender. The bill has been signed into law, so it's now active and affecting homeowners who seek modifications to their mortgages in Colorado.

Last action: 2026-04-16 · House

Payment Card Networks' Fees

Senate Bill 26-134 aims to regulate how payment card networks charge fees for debit and credit card transactions. It prohibits these networks from including a percentage-based fee on the total transaction amount that includes taxes. The bill also prevents networks from increasing fees in ways that avoid this rule. Smaller financial institutions with less than $60 billion in assets are exempt, along with certain cards branded by Colorado-chartered banks under specific conditions. If violated, merchants and consumers can sue for damages. Additionally, large retail businesses must use any savings from these regulations to lower prices or improve employee benefits. The bill has been signed into law, meaning its rules are now enforceable.

Last action: 2026-03-04 · Senate

Legacy Giving to Charitable Organizations

Senate Bill 26-118, also known as the Legacy Giving to Charitable Organizations Act, ensures that financial institutions must release funds designated by a donor to a charity within two months after receiving proof of the donor's death and necessary information. If federal law requires additional steps before releasing these funds, the institution has up to four months to comply with both state and federal requirements. The bill also protects charities from potential legal claims against the donor’s estate and prevents financial institutions from requiring charities to open accounts or provide personal employee information as conditions for receiving designated benefits. This bill is now signed into law, meaning it will be enforced by relevant regulatory bodies in Colorado.

Last action: 2026-02-19 · Senate

Ownership of Agricultural Data

HB 26-1270 is a Colorado law that protects farmers by ensuring they own the data generated from their agricultural operations and can sell it for fair compensation. It also prevents companies that process this data (called "data service providers") from restricting how farmers use or profit from their transformed data, such as through copyrights or sales. Starting in 2027, a 3% tax on transactions involving processed agricultural data will be collected to support young Colorado farmers. The law has been signed into effect and is now active.

Last action: 2026-02-19 · House

Technical Revision Online Marketplaces Requirement

HB 26-1215 is a bill that updates existing law to make it clearer for online marketplaces. It requires these platforms to inform the police if they know or should have known that a seller on their site is selling stolen goods to Colorado residents. This affects online marketplace companies and sellers within Colorado. The bill has been signed into law, meaning online marketplaces now have this new obligation to report suspicious sales activity to authorities.

Last action: 2026-02-17 · House

Exempt Critical Infrastructure from Right to Repair

Senate Bill 26-90 exempts certain information technology equipment used for critical infrastructure from Colorado's consumer right-to-repair laws. This means that businesses and government entities can purchase and use specific IT equipment without having to adhere to the state’s repair rights for consumers, which typically allow individuals to fix their own electronic devices or have them repaired by third parties. The bill allows the attorney general to review these exemptions based on whether the equipment is intended for critical infrastructure purposes and sold through business contracts rather than retail sales. Since the bill has been signed into law, it now officially changes how certain IT equipment used in critical infrastructure can be managed and maintained within Colorado.

Last action: 2026-02-10 · Senate

Sunset Process Securities Regulation

House Bill 26-1188, titled "Sunset Process Securities Regulation," extends the existence of Colorado's securities division and board until 2037. It also updates how investment advisers must be licensed in the state and changes the process for issuing cease-and-desist orders or suspending licenses by allowing the commissioner to issue preliminary orders that become final if not contested within a set timeframe. This bill affects anyone involved in Colorado's securities market, including investors and financial professionals. Since it has been signed into law, its provisions are now active and enforceable.

Last action: 2026-02-09 · House

Vulnerable Adult Financial Exploitation Banking

HB 26-1110, also known as the ASSET Act, is a Colorado law designed to protect vulnerable adults from financial exploitation. It allows banks and credit unions to delay transactions if they suspect an elderly or incapacitated person might be a victim of fraud, giving them time to investigate and notify authorities. The bill ensures that these institutions are protected from legal action if their actions are taken in good faith to safeguard the adult's finances. Since it has been signed into law, financial institutions can now implement measures to prevent exploitation and report suspicious activities to relevant agencies.

Last action: 2026-02-03 · House

Consumer Protections Medical Care Entities

Senate Bill 26-41 in Colorado updates rules for health care mergers and acquisitions. It allows the state attorney general to charge a fee of up to $5,000 when reviewing these transactions and requires hospitals involved in such deals to disclose information about their charitable missions and services. The bill also mandates that healthcare providers inform patients if they have financial ties with entities to which they refer patients for care. This bill is now signed into law, meaning its provisions are enforceable and will affect health-care entities and consumers in Colorado.

Last action: 2026-01-27 · Senate

Exempt Auctioneers Charitable Solicitation Requirements

House Bill 26-1025 in Colorado exempts auctioneers from certain requirements of the state’s Charitable Solicitations Act. This means that when an auctioneer works for a charitable organization—whether they are paid or volunteering—they don’t have to follow the same rules as other fundraisers who collect money directly. However, the auctioneer can't handle donations themselves; those duties must be performed by someone else from the charity. The bill has been signed into law, so it is now in effect and impacts how charitable auctions are conducted in Colorado.

Last action: 2026-01-14 · House

Regulate Earned-Wage Access Services

HB 26-1046 is a Colorado bill that regulates companies providing earned-wage access services. These services allow employees to receive part of their wages before payday, often for a fee. The bill requires these service providers to get a license from the state and sets rules about how they can operate, including limits on fees and restrictions on collecting debts through lawsuits or selling them to debt collectors. It also mandates that providers clearly explain options to consumers and maintain certain records. Since the status of this bill is "signed," it means the governor has approved it, making it a law effective immediately. This regulation will impact companies offering earned-wage access services and their customers in Colorado.

Last action: 2026-01-14 · House