Colorado 2025 Bills

Funding to Sustain Fire-Related Services

HB 26-1433 is a Colorado bill that allows fire prevention and control services to receive and use gifts, grants, or donations to support the behavioral health benefits program for firefighters. This means that firefighters will have better access to mental health resources due to additional funding from external sources. The bill has been signed into law, so it is now active and being implemented to help improve firefighter well-being.

Last action: 2026-05-05 · House

Adjust Experience Modification Factor in Workers' Compensation

Senate Bill 26-175 adjusts how employers' workers' compensation insurance costs are calculated based on past claims. If an insurance company reports a higher claim amount for an open case than previously stated and this change would lower the employer's experience modification factor by at least .05 or bring it below 1.0, the bill requires the employer to notify their insurer within 31 days of the rating effective date. The insurer must then adjust the premium costs accordingly. This affects employers who have workers' compensation insurance and could lead to lower premiums if claims are reassessed. Since the bill has been signed, it is now law and its provisions will be implemented as described.

Last action: 2026-04-21 · Senate

Increase Access Homeowner's Insurance Enterprise

Senate Bill 26-155 aims to create a new government-owned business called the Colorado Homes Enterprise. This enterprise will collect an annual fee from insurance companies that offer homeowner's policies in the state and use this money to provide grants for homeowners to install resilient roof systems, which can reduce damage from hail and extreme weather. The bill also requires these insurance companies to pass on cost savings from reduced risk to policyholders through lower premiums or discounts. Additionally, it mandates a study on wildfire risks and insurance availability in high-risk areas. Since the status of this bill is "signed," it has been approved by both houses of the Colorado legislature and signed into law by the governor, meaning its provisions are now enforceable.

Last action: 2026-04-07 · Senate

Exempt Drugs from Prescription Drug Affordability Board Reviews

Senate Bill 26-140, which has been signed into law, exempts certain prescription drugs from affordability reviews conducted by Colorado’s Prescription Drug Affordability Review Board. Specifically, it protects drugs designated for rare diseases or conditions and biological products derived from human blood or plasma from being reviewed for cost-effectiveness and price limits. This means that the board won’t be able to set upper payment limits on these specific medications, potentially affecting patients who rely on them for treatment of rare diseases or certain medical conditions.

Last action: 2026-03-16 · Senate

Property Insurance Appraisal Clause Claim Disputes

HB 26-1247 is a Colorado law that requires homeowner insurance policies issued or renewed after January 1, 2027, to include a mandatory and binding appraisal process for resolving disputes over property damage claims. This means if there's disagreement between the homeowner and the insurance company about the extent of damage or repair costs, both parties can request an independent appraiser to help settle the dispute. The law also outlines how these appraisers are chosen and sets timelines for completing this process. It affects homeowners and insurance companies by providing a clearer path for resolving disputes fairly and efficiently. Since the bill has been signed into law, it will go into effect as scheduled in 2027.

Last action: 2026-02-18 · House

Carrier to Notify Provider Material Change Contract

HB 26-1241 is a Colorado bill that requires health insurance companies to notify healthcare providers twice via standard electronic means when there's going to be a significant change in their contract. If the provider doesn't respond, the company must send another notice by registered mail and email or deliver it personally. This ensures healthcare providers are well-informed about any changes affecting them at least 90 days before they take effect. The bill has been signed into law, meaning health insurance companies must now follow these new notification rules when making material contract changes.

Last action: 2026-02-18 · House

Prohibit Surveillance Price & Wage Setting

HB 26-1210, which has been signed into law in Colorado, prohibits businesses from using surveillance data to set prices for consumers or wages for workers through automated decision systems. This means companies can't use information like your online behavior or personal characteristics to determine how much you pay for a product or what wage you are offered. The law applies to private sector employees and consumers but not federal or state government workers. If a company violates this rule, the state attorney general or affected individuals can take legal action against them.

Last action: 2026-02-13 · House

Sunset Regulation of Cash-Bonding Agents

House Bill 26-1186 extends the regulation of companies and professionals that provide cash bonds or bail services for another 8 years, until 2034. This affects businesses and individuals who help people post bail by providing cash bonds. The bill has been signed into law, meaning these regulations will continue as planned without needing to be reapproved in the near future.

Last action: 2026-02-09 · House

Homeowner's Insurance Data Privacy Protections

HB 26-1091, also known as Homeowner's Insurance Data Privacy Protections, aims to safeguard the personal information of homeowners in Colorado by setting strict rules for insurance companies and their partners. This bill prevents these entities from using your data for purposes unrelated to your insurance, selling it without permission, or targeting you with ads based on that data. It also gives you the right to know what data they have about you, correct any inaccuracies, and request its deletion when it's no longer needed. The bill has been signed into law, meaning these protections are now in place for Colorado residents who purchase homeowner’s insurance.

Last action: 2026-02-03 · House

Third-Party Network Agreements for Dental Services

HB 26-1070 is a Colorado law that stops insurance companies from making deals with third parties for access to dental services without the dentist's permission. It also prevents insurance companies from penalizing dentists who don't want their services shared with these third parties. The law requires insurance companies to follow certain rules if they do make such agreements and allows some exceptions, like when dealing with state-sponsored medical assistance programs or similar brand licensee programs. Since it has been signed into law, this means the bill is now an official part of Colorado's legal framework and must be followed by relevant parties.

Last action: 2026-01-27 · House

Availability of Emergency Medical Services

HB 26-1069, which has been signed into law, expands the definition of emergency medical services in Colorado. It now includes transportation to places other than hospitals and crisis stabilization units when clinically appropriate, as well as telemedicine options for emergencies. The bill also clarifies that first responders include mental health professionals and requires certain entities to be reimbursed by the state for providing these services starting January 1, 2027. This means more flexible and potentially less costly emergency care options will be available to patients who need them.

Last action: 2026-01-27 · House

Out-of-Network Health Insurance Dispute Resolution

Senate Bill 26-17, which has been signed into law, aims to improve how health insurance companies handle disputes with out-of-network healthcare providers. The bill requires insurance companies to provide detailed payment information to these providers and imposes penalties for failing to properly reimburse them. It also mandates that insurance companies report annually on patients' use of out-of-network services. This will help ensure fairer treatment for both providers and patients when dealing with out-of-network claims, making it easier to understand and resolve billing issues.

Last action: 2026-01-14 · Senate

Kidney Screening Mandatory Preventive Coverage

HB 26-1019, also known as the Kidney Screening Mandatory Preventive Coverage bill, requires health insurance policies in Colorado to cover kidney function screening services without any out-of-pocket costs for the patient. This coverage will start for large employers' plans by January 1, 2027, and for individual and small group plans by January 1, 2028. The state's employees are excluded from this mandate, as are certain high-deductible health plans. Since the bill has been signed into law, it will now be implemented according to these timelines.

Last action: 2026-01-14 · House