Colorado 2025 Bills

Uniform Mortgage Modification Act

HB 26-1089, also known as the Uniform Mortgage Modification Act, makes it easier for homeowners in Colorado to modify their mortgage terms without losing any legal protections or priority over their property. This means that if a homeowner needs to change the terms of their loan (like lowering monthly payments), the modification won't affect how the mortgage is prioritized against other claims on the property or reduce the security of the loan for the lender. The bill has been signed into law, so it's now active and affecting homeowners who seek modifications to their mortgages in Colorado.

Last action: 2026-04-16 · House

Increase Access Homeowner's Insurance Enterprise

Senate Bill 26-155 aims to create a new government-owned business called the Colorado Homes Enterprise. This enterprise will collect an annual fee from insurance companies that offer homeowner's policies in the state and use this money to provide grants for homeowners to install resilient roof systems, which can reduce damage from hail and extreme weather. The bill also requires these insurance companies to pass on cost savings from reduced risk to policyholders through lower premiums or discounts. Additionally, it mandates a study on wildfire risks and insurance availability in high-risk areas. Since the status of this bill is "signed," it has been approved by both houses of the Colorado legislature and signed into law by the governor, meaning its provisions are now enforceable.

Last action: 2026-04-07 · Senate

Affordable Housing Financing Fund

HB 26-1360, known as the Affordable Housing Financing Fund bill, directs Colorado's state treasurer to transfer $130 million from an affordable housing fund to the general fund in June 2026. This bill also adjusts how remaining funds are allocated for specific housing programs and ensures that administrative costs for these programs are covered. The bill has been signed into law, meaning this financial reallocation will take place as planned unless further legislative action changes it. This affects funding available for affordable housing initiatives in Colorado starting from the 2026-27 fiscal year.

Last action: 2026-04-02 · House

Local Education Provider Workforce Housing

Senate Bill 26-139, known as the "Building Excellent Teacher and Employee Residences Act" or BETER, aims to help school districts in Colorado develop affordable housing for teachers and other staff. The bill establishes a new application process where school districts can apply for financial assistance from a board to build this workforce housing. If approved, the state will provide funding through grants or lease-purchase agreements, but schools must also contribute matching funds. Once signed into law, this initiative will help address teacher housing shortages and improve staff retention by providing affordable homes near their workplaces. The bill has been signed and is now in effect, meaning school districts can start applying for assistance to develop these projects.

Last action: 2026-03-12 · Senate

Lot Splitting Approval by Subject Jurisdictions

HB 26-1308 is a Colorado bill that simplifies and standardizes the process for splitting larger lots into two smaller ones after December 31, 2027. It requires local governments to approve lot splits if certain conditions are met, such as ensuring each new lot is at least 1,200 square feet and can be feasibly accessed and developed. The bill also mandates that mortgage lenders consent to the split before it can proceed. This legislation affects property owners looking to subdivide their land and local governments responsible for approving these splits. Since the status of this bill is "signed," it means the governor has approved it, making it law effective from December 31, 2027.

Last action: 2026-03-02 · House

Private Membership Club Covenants

House Bill 26-1316, which has been signed into law, will take effect on January 1, 2027. This bill stops new agreements from being made that force homeowners to join and pay for membership in private clubs as a condition of owning their property. Additionally, the bill requires these private clubs to provide detailed financial information about their operations to property owners through mail and on their public website. This law will affect homeowners who might be required to join private clubs when purchasing or maintaining their homes.

Last action: 2026-03-02 · House

Retainage Surety Bond Construction Contracts

HB 26-1311 is a Colorado law that allows contractors to provide a bond instead of having money withheld from their construction contract payments as retainage. This applies if the contract is worth at least $150,000 and the contractor offers a bond meeting specific standards set by the law. The property owner must accept this bond in place of withholding funds. Subcontractors can also require contractors to provide similar bonds for their portion of the work. Since the bill has been signed into law, it is now enforceable and will affect construction contracts and workers involved in projects over $150,000.

Last action: 2026-03-02 · House

Adjust Requirements Statewide Affordable Housing Fund

HB 26-1313 is a Colorado bill that changes how local and tribal governments can receive funding from the statewide affordable housing fund. Instead of requiring a yearly increase of 3% in affordable housing units starting in 2027, it sets new targets based on recent housing permits and job growth rates in their area. The bill also allows for waivers if these targets are not met, giving local governments more flexibility to meet the needs of their communities. This bill has been signed into law, meaning its provisions will take effect as planned.

Last action: 2026-03-02 · House

Health Service District Affordable Housing Service

House Bill 26-1300 allows health service districts in Colorado to add or remove affordable housing services from their plans without needing additional approval from local government bodies. This means that these districts can now plan and manage projects related to affordable housing, such as building new homes or fixing up existing ones, as long as the board of directors agrees and works with local public housing entities. The bill has been signed into law, so health service districts can start providing these services right away.

Last action: 2026-02-25 · House

Requirements for Tenant Utility Billing

HB 26-1284 is a Colorado bill that sets rules for landlords and property managers on how they can charge tenants for utilities. Starting in 2027, new buildings must have individual water meters for each unit, and existing properties can use either submeters or a ratio billing system based on the size of the units to calculate utility costs. Landlords are required to inform tenants about their billing method upfront, and there are penalties if they don't follow these rules correctly. Since it has been signed into law, this bill is now enforceable and will affect all new residential buildings and existing properties that manage utilities for tenants.

Last action: 2026-02-20 · House

Protections for Mobile Home Park Residents

House Bill 26-1224, titled "Protections for Mobile Home Park Residents," aims to protect tenants living in mobile home parks by setting clear rules for landlords. The bill stops landlords from raising rents temporarily and requires them to provide detailed information to residents if they plan to sell the park. This includes financial details like purchase price, terms of sale, and maintenance records. It also ensures that buyers and sellers act fairly during transactions. Governor Jared Polis has signed this bill into law, meaning it is now official state policy and landlords must follow these new rules to protect their residents.

Last action: 2026-02-18 · House

Improved Funding to Support Development

HB 26-1206 is a Colorado bill that allows city and county housing authorities to collect sales or property taxes from residents and businesses within their jurisdiction. The collected funds will be used specifically for housing projects approved by local voters through ballot measures. This means that if the community agrees, these taxes can help fund more affordable housing initiatives. Since the status of this bill is "signed," it has been enacted into law and is now in effect, meaning housing authorities can start implementing these tax measures to support their development goals.

Last action: 2026-02-12 · House

Senior Cooperative Housing Authority Projects

House Bill 26-1204 in Colorado exempts certain senior cooperative housing projects from property taxes. This means that multi-unit buildings or complexes owned by a cooperative and occupied primarily by seniors aged 65 and older with low income will not have to pay property taxes. Additionally, the bill extends this exemption to middle-income seniors in public-private partnerships aimed at providing affordable rental housing. Since the bill has been signed into law, these housing projects are now exempt from property taxes, which should help reduce costs for elderly residents living on fixed incomes.

Last action: 2026-02-11 · House

Building Code Accessibility

Senate Bill 26-109 updates Colorado's building codes to better accommodate people with disabilities. It removes outdated definitions and clarifies standards for accessible housing to ensure they meet the needs of individuals who have limited mobility. The bill also allows local agencies to create new ways to handle disputes about these accessibility requirements and requires developers to plan how they will include accessible units in their projects. Since it has been signed, this bill is now law and affects all housing developments and enforcement agencies in Colorado.

Last action: 2026-02-11 · Senate

Homeowners' Preferred Language Notice to Homeowners' Association

House Bill 26-1201 changes how homeowners' associations (HOAs) handle communication with their members who prefer non-English languages. Currently, HOAs must send notices and correspondence in both English and the preferred language of the homeowner. The bill allows HOAs to ask for proof that a homeowner needs communications in another language before providing them. Additionally, it lets HOAs send these documents only in the preferred language without requiring an English version. This affects homeowners who are not comfortable with English as their primary communication method within their HOA. Since the status is "signed," this bill has been approved and will become law.

Last action: 2026-02-11 · House

Tenant Data Information

HB 26-1196, also known as Tenant Data Information, is a Colorado bill that requires landlords who manage five or more rental units to inform prospective tenants about the information they will use for tenant screening and the specific reasons why an application might be denied. Additionally, these landlords must offer their tenants the option of positive rent reporting, which involves sharing on-time rent payments with credit agencies to help improve a tenant's credit score. Landlords cannot charge extra fees or raise rents because of this service, and tenants can opt out at any time. The bill has been signed into law, meaning it is now enforceable in Colorado.

Last action: 2026-02-11 · House

Strategy to Reduce & Prevent Homelessness

HB 26-1202, known as the Strategy to Reduce and Prevent Homelessness, requires Colorado’s Department of Local Affairs to develop a statewide plan by January 2027 for addressing homelessness. This plan will identify barriers to services, recommend funding and policy changes, and suggest ways for state and local governments to work together more effectively. Additionally, it allows local governments to form special districts aimed at reducing homelessness through coordinated efforts and potentially new taxes, with voter approval required if taxes are involved. The bill has been signed into law, meaning these measures will now be implemented as planned.

Last action: 2026-02-11 · House

Host Home for People with Intellectual & Developmental Disabilities

House Bill 26-1147 aims to improve oversight and transparency for host homes that provide care for people with intellectual and developmental disabilities. The bill requires the state health department to create a database containing information about these host homes and their service providers, which will be accessible to the public under certain privacy conditions. It also mandates regular reporting by service agencies starting in 2026 and sets standards to ensure that local regulations treat host homes like other residential properties. Since it has been signed into law, this bill is now active and its provisions are being implemented or prepared for implementation.

Last action: 2026-02-04 · House

Gas Utility Service

House Bill 26-1129, also known as the Gas Utility Service bill, requires gas companies in Colorado to exclude carbon dioxide emissions from residential customers when creating their clean heat plans. This means that these utilities won't have to account for the CO₂ produced by homes using natural gas for heating and other purposes in their emission reduction goals. The bill also allows gas companies to recover costs for safety improvements to their distribution systems and removes a previous restriction on offering incentives to new customers who set up gas service. Since it has been signed, this bill is now law and its provisions are enforceable.

Last action: 2026-02-04 · House

Eviction Protections for Tenants

HB 26-1106, also known as Eviction Protections for Tenants, aims to make it harder for landlords to evict tenants quickly by limiting the number of eviction cases that can be scheduled on a single day and providing more protections for tenants. The bill shields minors from being directly named in eviction complaints if their parents or guardians are already defendants. It also allows tenants who say they intend to pay overdue rent to avoid immediate judgment against them, giving them time to resolve the issue. Additionally, it offers relief to tenants facing delays due to various hardships like hospitalization or technical issues with court filings. The bill has been signed into law, meaning these protections are now in effect for Colorado residents.

Last action: 2026-02-03 · House

Allowed Minimum Lot Size for Subject Jurisdictions

House Bill 26-1114, which has been signed into law, sets a minimum lot size requirement for single-family homes in certain areas of Colorado. Starting October 1, 2031, local jurisdictions cannot require lot sizes larger than 2,000 square feet or other restrictions that would prevent the construction of a single-family home on such lots. However, some types of parcels are exempt from this requirement. This law aims to make it easier and more affordable for people to build single-family homes in these areas.

Last action: 2026-02-03 · House

Protect Financial Condition of Homeowners Associations

House Bill 26-1099, which has been signed into law, aims to protect homeowners in planned communities and condominiums by requiring developers (called declarants) to get an independent financial assessment before handing over control of the community to a homeowner association. This study helps predict future maintenance costs for shared areas over 30 years. Additionally, if management companies change, the old company must hand over all important documents and money to the new company or directly to the association without charging any fees; otherwise, they face penalties including fines and legal action. This law affects homeowners in planned communities and condominiums by ensuring better financial planning and smoother transitions when management changes.

Last action: 2026-02-03 · House

Adjust Subdivision Access to State Highway System

House Bill 26-1086 changes Colorado's current law by allowing developers to create subdivisions where not all homes have direct access to the state highway system starting January 1, 2027. This means that local authorities can approve plans for new neighborhoods even if some properties don't connect directly to major roads. The bill has been signed into law and is now in effect, giving communities more flexibility in how they develop their land and potentially impacting future housing projects.

Last action: 2026-02-02 · House

Security Deposits & Post-Closing Occupancy Agreements

Senate Bill 26-54 changes Colorado's rules about security deposits for tenants. Currently, landlords can't ask for more than two months' rent as a deposit. However, the bill allows an exception if someone buying a house agrees to pay the seller to stay in the home after closing. This special rule starts on January 1, 2027. The bill has been signed into law and is now official.

Last action: 2026-01-27 · Senate

Homeowner Natural Disaster Mitigation

Senate Bill 26-49, now signed into law, helps homeowners and homeowner associations by allowing them to receive financial assistance from a disaster relief fund for installing stronger roofing materials and other protective measures against natural disasters. It also introduces an income tax deduction for savings accounts that cover insurance deductibles and uninsured losses related to hail, wildfires, or wind damage, plus the costs of these protective measures. This means homeowners can save money on taxes while setting aside funds to protect their homes from costly damages.

Last action: 2026-01-27 · Senate

Affordable Home Ownership Program

Senate Bill 26-40, known as the Affordable Home Ownership Program, aims to help low-income families buy homes by clarifying income limits and allowing for more flexibility in housing costs. It ensures that only households earning up to 120% of their area’s median income can benefit from the program, and it allows for adjustments if there's a high need for affordable housing and units haven't been sold within six months. The bill also updates rules for land banking to support more affordable rental projects and expands eligibility for home purchases to those earning up to 120% of area median income. Since the status is "signed," this means the bill has been approved by both houses of the legislature and signed into law by the governor, making these changes official.

Last action: 2026-01-27 · Senate

Colorado Housing and Finance Authority Mortgage POST Officers First Responders

Senate Bill 26-53, which has been signed into law in Colorado, expands access to mortgage loans through the Colorado Housing and Finance Authority for first responders. The bill defines "first responder" to include peace officers (such as noncertified deputy sheriffs), firefighters, emergency medical technicians, corrections officers, port of entry officers, and wildlife officers. It also sets an income limit for families who qualify for these mortgage benefits under this new program. This means that eligible first responders will have easier access to home loans through the state authority, helping them with housing needs.

Last action: 2026-01-27 · Senate

Transit and Housing Investment Zones

HB 26-1065, known as the "Transit and Housing Investment Zones" bill, aims to boost transit projects by allowing local governments and transit agencies to create special zones where they can collect a portion of state sales tax revenue. This money can then be used to fund improvements related to public transportation projects. The bill also creates a new affordable housing tax credit for developers who build low- and middle-income homes in these designated areas. It limits the number of such projects that can be approved each year and caps the amount of funding available annually. The bill has been signed into law, meaning local governments can now apply to create these transit investment zones and receive state sales tax revenue to fund their transportation projects, as well as take advantage of new tax credits for affordable housing developments.

Last action: 2026-01-21 · House

Disabilities Housing Protections

House Bill 26-1045, also known as Disabilities Housing Protections, updates Colorado's Anti-Discrimination Act by clearly defining terms like "assistance animal" and "emotional support animal." It also outlines what constitutes a reasonable accommodation for people with disabilities in housing. This means landlords must consider specific factors to ensure individuals have equal access to housing opportunities. Since the bill has been signed into law, it is now enforceable and will affect both tenants with disabilities and property owners or managers who need to comply with these new guidelines.

Last action: 2026-01-14 · House

Protections for Residential Tenants

HB 26-1047, also known as Protections for Residential Tenants, is a Colorado law that aims to protect tenants by setting stricter rules for landlords when they try to evict them. It requires landlords to provide detailed and redacted notices if they want to take legal action against tenants and ensures that court records of such actions remain private unless there's a serious violation of the lease agreement. Additionally, it mandates that landlords offer at least one rent payment option without requiring online transactions or extra fees. This law is now signed into practice, meaning it has been officially enacted and is in effect to protect Colorado residents who are renting homes.

Last action: 2026-01-14 · House

Community Integration Housing Tax Credits

HB 26-1061, also known as the Community Integration Housing Tax Credits bill, aims to support the development of housing that integrates people with intellectual and developmental disabilities into their communities. The bill requires at least 10% of Colorado’s affordable housing tax credits to be reserved for these community-based housing projects, which must reserve a minimum of 20% of their units for individuals with disabilities and meet specific federal standards. Once signed into law, this measure ensures that more resources are dedicated to creating inclusive living environments, benefiting those who need accessible and supportive housing options. Since the bill has been signed, it is now law and its provisions will be implemented by the Colorado Housing and Finance Authority.

Last action: 2026-01-14 · House

Housing Developments on Qualifying Properties

HB 26-1001 is a Colorado law that allows certain nonprofit organizations and educational institutions to build residential developments on small properties (up to 5 acres) without facing strict zoning restrictions. This means these groups can more easily construct affordable housing units starting December 31, 2027, as long as the buildings meet specific height and density requirements. The law also ensures that local governments cannot impose stricter rules for these developments compared to other similar housing projects in their area. Since it has been signed into law, this bill will help increase affordable housing options by making it easier for eligible organizations to develop properties for this purpose.

Last action: 2026-01-14 · House

Ratio Utility Billing Systems

House Bill 26-1013, also known as the Ratio Utility Billing Systems Act, allows landlords in Colorado to use a ratio utility billing system to split utility costs among tenants. This means that if certain conditions are met—such as not charging extra fees and excluding common area costs—the landlord can bill each tenant based on their share of the total utilities used. For new buildings constructed after July 1, 2027, utilities must be metered directly or through submeters to ensure accurate billing. The bill has been signed into law, meaning it is now enforceable and affects landlords and tenants in Colorado.

Last action: 2026-01-14 · House