HB 25-1207

HB 25-1207, also known as the Colorado Housing Act of 1970 amendment, ensures that insurance companies cannot refuse coverage or raise premiums based on a dog's breed unless the dog is dangerous. It also requires affordable housing developments to allow tenants to own one or two dogs or cats under reasonable conditions. This bill applies to all residential structures and has been signed into law, meaning it will now be enforced across Colorado for both homeowners and renters.

Official Summary

Colorado law prohibits an insurer from refusing to insure or increasing a premium for a homeowners insurance policy or a dwelling fire insurance policy based on the breed or mixture of breeds of a dog that is kept at a dwelling unless the dog is known to be dangerous or has been declared to be dangerous. The act adds that this provision applies to all residential structures used for a residence and occupied by an owner or renter. The "Colorado Housing Act of 1970" provides financing for building or rehabilitating affordable housing. The act requires each housing development that receives financing to authorize tenants of the affordable housing to own or keep one or 2 dogs or cats, subject to reasonable conditions as defined by the act. (Note: This summary applies to this bill as enacted.)

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