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SB 25-118

signed

Health Insurance Prenatal Care No Cost Sharing

Plain-English Summary

AI-generated

Senate Bill 25-118, which has been signed into law, mandates that health insurance policies offering maternity coverage must cover up to three prenatal care visits without any out-of-pocket costs for the policyholders starting January 1, 2027. This means that pregnant individuals will not have to pay deductibles or copayments for these specific visits. The bill affects anyone with a health insurance plan that includes maternity benefits and ensures they receive free prenatal care up to three times before their due date.

Official Summary

The act requires that, for health insurance policies providing maternity coverage, policies issued or renewed on or after January 1, 2027, must include prenatal care coverage without cost sharing for up to 3 office visits. (Note: This summary applies to this bill as enacted.)

Details

Chamber
Senate
First action
2025-05-29
Latest action
2025-02-04
Last action desc.
Introduced In Senate - Assigned to Health & Human Services
OpenStates
View source ↗

Sponsors

Related Legislation

This bill affects (32)

relates
SB 23-284(2023A)· signed
Ensure 12-month Contraception Coverage
relates
HB 18-1438(2018A)· signed
Health Care Coverage Reproductive Health Care
relates
HB 17-1186(2017A)· signed
Health Coverage Prescription Contraceptives Supply
relates
HB 18-1007(2018A)· signed
Substance Use Disorder Payment And Coverage
relates
HB 18-1375(2018A)· signed
Revisor's Bill
relates
HB 25-1002(2025A)· signed
Medical Necessity Determination Insurance Coverage
relates
HB 25-1309(2025A)· signed
Protect Access to Gender-Affirming Health Care
relates
HB 18-1357(2018A)· signed
Behavioral Health Care Ombudsperson Parity Reports
relates
HB 22-1260(2022A)· signed
Access To Medically Necessary Services For Students
relates
HB 22-1295(2022A)· signed
Department Early Childhood And Universal Preschool Program
relates
HB 22-1008(2022A)· signed
Implementation Of Fertility Coverage
relates
HB 23-1110(2023A)· signed
Health-care Coverage For Biomarker Testing
relates
HB 23-1215(2023A)· signed
Limits On Hospital Facility Fees
relates
HB 24-1025(2024A)· signed
Implement Fertility Coverage for Health Plans
relates
HB 24-1132(2024A)· signed
Support for Living Organ Donors
relates
SB 24-124(2024A)· signed
Health-Care Coverage for Biomarker Testing
relates
SB 25-183(2025A)· signed
Coverage for Pregnancy-Related Services
relates
SB 25-196(2025A)· signed
Insurance Coverage Preventive Health-Care Services
relates
SB 18-095(2018A)· signed
Outdated References To "Illegitimate" Children
relates
SB 25-296(2025A)· signed
Insurance Coverage for Breast Cancer Examinations
relates
SB 17-242(2017A)· signed
Modernize Behavioral Health Terminology in Colorado Revised Statutes
relates
HB 22-1278(2022A)· signed
Behavioral Health Administration
relates
SB 23-189(2023A)· signed
Increasing Access To Reproductive Health Care
relates
SB 24-175(2024A)· signed
Improving Perinatal Health Outcomes
relates
HB 22-1264(2022A)· signed
Change Food And Drug Administration To FDA
relates
HB 23-1136(2023A)· signed
Prosthetic Devices For Recreational Activity
relates
SB 24-054(2024A)· signed
Diabetes Prevention & Obesity Treatment Act
relates
HB 24-1382(2024A)· signed
Insurance Coverage Pediatric Neuropsychiatric Syndrome
relates
HB 25-1270(2025A)· signed
Patients' Right to Try Individualized Treatments
relates
HB 23-1224(2023A)· signed
Standardized Health Benefit Plan
relates
HB 22-1302(2022A)· signed
Health-care Practice Transformation
relates
HB 22-1289(2022A)· signed
Health Benefits For Colorado Children And Pregnant Persons

Affected by (6)

amends
HB 26-1019(2026A)· signed
Kidney Screening Mandatory Preventive Coverage
relates
SB 25-048(2025A)· signed
Diabetes Prevention & Obesity Treatment Act
relates
HB 25-1002(2025B)· signed
Corporate Income Tax Foreign Jurisdictions
relates
HB 26-1364(2026A)· signed
2025 Consumer Price Index Calculation
relates
HB 26-1002(2026A)· signed
Provider Participation in Health Insurance
supersedes
HB 26-1122(2026A)· failed
Mandatory Coverage Hormone Replacement Therapy

Votes

BILL
2025-05-02 · House · passYes: 48 · No: 16 · Other:
BILL
2025-04-28 · Senate · passYes: 22 · No: 12 · Other: