SB 18-178

Senate Bill 18-178 changes Colorado's requirements for independent commercial vehicle operators by replacing "private insurance policy" with "occupational accident coverage insurance policy." This means that instead of needing traditional workers' compensation or a private insurance policy, these drivers can now get an occupational accident coverage policy. The bill also instructs the commissioner of insurance to create rules defining what minimum benefits must be included in such policies. Since the bill has been signed into law, it is now enforceable and will affect independent commercial vehicle operators who need this type of coverage.

Official Summary

Current law requires independent operators of commercial vehicles to have workers' compensation or a private insurance policy that provides similar coverage. The bill changes 'private insurance policy' to 'occupational accident coverage insurance policy' and specifies the requirements for when such a policy may be considered as providing similar coverage. The bill requires the commissioner of insurance to promulgate rules establishing the minimum coverages for benefits under an occupational accident coverage insurance policy. (Note: This summary applies to the reengrossed version of this bill as introduced in the second house.) , Read More

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