HB 25-1179

House Bill 25-1179, which has been signed into law in Colorado, requires auto insurance companies to cover the cost of replacing a child safety seat if it was damaged or destroyed in a car accident. This means that when parents file an insurance claim after an accident, their insurer must ask whether a child restraint system (like a car seat) was involved and then replace it at no additional cost to the policyholder. The law affects all auto insurance policies issued or renewed in Colorado, ensuring better protection for children during accidents.

Official Summary

The act requires an insurer that issues or renews an automobile insurance policy to include in the applicable coverage the replacement cost of a child restraint system that is in a motor vehicle at the time of a motor vehicle accident and to which the coverage is applicable. The act requires the insurer to ask a claimant if a child restraint system was in the motor vehicle at the time of the accident and, if so, requires the applicable coverage to cover the cost of its replacement. (Note: This summary applies to this bill as enacted.)

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